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Should I Buy a Car After GST?

India is finally on the verge of having a simplified taxation system. But before the Goods & Service Tax (GST) comes into effect on July 1, 2017 (proposed), and replaces multiple state and central taxes with a single levy, let’s try to figure out how it will impact car prices in India.

Small Cars

Under the present tax structure, small cars (less than 4 metre in length and petrol engine under 1,200 cc and diesel engine under 1,500 cc) are taxed at 12.5 % and with another 12.5% to 14.5% of VAT and levies, the total rate goes up to between 25% to 27.5%. Car may costly upto 2%.

The new tax rate after the implementation of GST will push the total tax figure to more than 29%, resulting in an increase in prices of small cars.

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Sedan and SUVS

Mid-segment cars such as the Honda City and the Hyundai Creta are likely to remain unaffected by the GST rates as these vehicles are already charged at around 43% of tax rate.

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Luxury Vehicles

People looking to buy luxury cars or SUVs though have a reason to rejoice as GST might bring down the prices of such vehicles. Vehicles falling in this bracket are subjected to a heavy tax rate of around 55% in total. Post GST implementation, this rate will come down significantly to 43% (28% + 15%), resulting in a reduction of 12% in the tax rate. This means your next luxury car or SUV could soon become considerably cheaper.

 

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Stay tuned to Auto Point Car Blog  for more updates on how GST affect car price in India. Do you think the introduction of GST will be beneficial to car buyers? Do let us know via the comments section below.

 

 

 

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How to adjust your car mirror?

19430165_235352316961574_3640218866017170997_nSafety experts believe that mirrors should be positioned so that no part of your car appears in them, as that’s the best way to negate blind spots that require you to turn your head when changing lanes.

The mirror placements should slightly overlap with the field of view in the center-mounted rear-view mirror.

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Will my brakes fail?

brakefailTroubleshooting your car’s braking system is not always easy to do.If you drive in heavy traffic or put a lot of kilometer on your vehicle each year, it’s good to know when your brakes will need a check-up.But anytime you notice something irregular about your brakes, it’s a good idea to have them checked out.

Keep an eye out for specific signs your brakes need to be checked. These include:

  • High-pitched squealing when braking or stopping.
  • Steering wheel vibration when slowing or stopping.
  • Metal on metal grinding sounds.
  • Slower stopping time or more effort on the brake pedal.
  • Pulling to one side when braking or stopping.
  • A foul smell when applying the brakes.
  • A low or spongy pedal can mean that there’s air in the hydraulic system.

 

Take your car in for a brake check if you hear, see, or smell any of the above. The worst sign of all is not being able to stop, which you should avoid at all costs.

Keeping tires in the best possible shape can save you money and prevent dangerous driving situations.It’s important to know how and when to check on the health of your tires.

Tire Pressure: Underinflated tires can decrease fuel efficiency and increase risk of damage or blow out.

Tread: Tread is what keeps your car on the road. Worn tires can slip, especially on wet or icy roads

Rotation:Rotating your tires maintains fuel efficiency and prevents irregular wear and tear.

Balance & alignment: Balancing tires helps keep them from wearing out early. Proper alignment will prevent your vehicle from pulling to one side.

Brake fluid:Brake fluid is hygroscopic. This means it is adept at attracting moisture. Moisture causes components to corrode and fail. Replace fluid and bleed system once a year.

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New Maruti DZire 2017, Is it right choice to Buy?

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2017 Maruti Suzuki Dzire has already received a massive 33,000 bookings.

New Innovations

  • Radically changed exterior
  • Better give a look of luxuries interior
  • Feature packed cabin
  • Most fuel-efficient diesel car in India with 28.40kmpl of mileage
  • Automatic – 5-speed AMT unit available on both petrol & diesel
  • Standard dual airbags, ABS with EBD & brake assist and ISOFIX child seat anchors

With all-new design and several mechanical updates, the 2017 Maruti Swift Dzire is priced between Rs 5.45 lakh – Rs 9.41 lakh. (ex-showroom)

The new Maruti DZire 2017 has been launched. This is the new sedan that is based on an all new platform. It comes loaded with all the features and it will be offered with L, V, Z and Z+ variants, and AMT shall be made available on V, Z and Z+. All these variants will make it a good option to consider, whether you are looking at petrol, diesel or manual or an even an AMT.

 New Maruti Dzire 2017 Specifications

  • Petrol Engine 1.2-litre K-Series
  • Max Power    83.1bhp @ 6000rpm
  • Max Torque   115Nm @ 4000rpm
  • Diesel Engine 1.3-litre DDiS
  • Max Power    74bhp @ 4,000rpm
  • Max Torque   190Nm @ 2000rpm
  • Transmission 5-speed MT & AMT

 New Maruti DZire 2017 Design

The new DZire 2017 does look appealing. It has a new front grille, which will be similar on the upcoming new Swift as well. What is more? The new DZire 2017 will even get more features on offer on the outside. For instance, there is the projector headlamps and even daytime running LEDs as well. The Maruti DZire has a more proportionate design as well.

New Maruti DZire 2017 Interior

The Maruti DZire 2017 will get all new interiors as well. They are similar to the New Swift.  There will be an all new Suzuki steering wheel with a flat bottom and with twin dial instrument cluster. Then there will be a new touchscreen system with maps and reverse parking camera. Then there will be a lot more features too. Dual airbags and ABS will be offered as a standard feature too. Maruti will be looking at getting the new DZire with better quality interiors too. There are no circular AC vents and now it gets angular vents.

New Maruti DZire 2017 Features

  • New touchscreen system
  • Reverse Camera
  • Navigation
  • New Steering wheel
  • Auto AC
  • New AC vents
  • Android Auto
  • Apple CarPlay
  • Reverse camera
  • Keyless entry
  • Dual airbags
  • ABS with EBD
  • ISOFIX child seat anchors

New Maruti DZire 2017 Mileage

Petrol Model  22kmpl (MT & AMT)

Diesel Model 28.40kmpl (MT & AMT)

Recommendation:

It is highly recommended to buy this car. This is the best car in this segment.

Prices At INR 6 Lakhs+ (On-Road, New Delhi)

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Best 5 Tips before buying Old/Used Car

new-crBuying a used car is like bungee-jumping – exciting and terrifying at the same time. Here’s all the tricks and tips to help you jump right in!

  1. CONSIDER THE KIND OF CAR YOU NEED

It’s okay to stick to a price range or budget. But first consider the kind of car you be need. Prices vary according to the brand and make of a car. For instance, a small sedan is cheaper, but if you’d pack that car with lots of people or packages, that would cause tearing or breakdown. This would necessitate lots of repair jobs which would mean more expenses for you.

Start with a maximum price in mind – Generally, when taking out a loan to pay for a car, your car payment should never be more than 20 percent of your take-home pay, but leave yourself a little breathing room too.

  1. TEST DRIVE BASICS

Be sure to watch out for these:

  1. a) Does the car swerve on either direction? (Also, see if the tires have uneven wear.) If so, it would need a wheel alignment.
  2. b) Is the air cool enough? If not, check if it’s simply a lack of freeon or worse.
  3. c) Do you hear unusual sounds? If so, the engine might have problems.
  4. d) Are the brakes in good condition? Check the brakes. Drive the car at 40-50 kmph in an area that has little to no traffic. Be sure to look for any vibration, or any strange and squealing noise from the brake pedal. Brakes that pulsate could also mean that the rotors need replacement.
  5. Must Check List
  6. a) Check if the engine number and chassis no. match the number in the registration papers.
  7. b) Check all the filters, and get them changed if possible. All filters (air, fuel, transmission, oil) need regular cleaning and oiling. Failing to do this can affect the performance of the car significantly. If nothing else, this is a quick judge of how well the car has been maintained.
  8. c) Examine/change tyres carefully. Check the condition of all the tyres of your car. They should be worn evenly and should match. Check the surface for feathering (bad alignment).
  9. d) Check The Ground Under The Vehicle For Signs Of Leakage.
  10. e) Check the oil. Oil should be clear. BLACK colored oil is not a good sign.
  11. f) Check the insurance papers. You will be able to indicate if the car has had any accidents or claims related to those. A quick way to see this on the policy is to note the no claim bonus (NCB) percentage applied. The higher the NCB, the better.
  12. g) Check if the engine number and chassis no. match the number in the registration papers.

 

  1. Check The Exterior For Rust And Paint overs.

It might have been in an accident before. Check under the hood for signs of damage, dents or rust – they are signs of a poorly maintained car or a prior damaged one.

  1. Negotiate a price  

This doesn’t have to be as scary as it sounds. (Keep in mind the guy working at the dealership probably doesn’t feel like doing it either). If you’re reasonable, have a price in mind and a plan going in, chances are the negotiations will go far quicker than you’d think.